I Asked A Financial Therapist About Money Avoidance, And Here's What I Learned

Here are some other telltale signs that someone might be money avoidant:

• Not looking at bank or credit card statements

• Putting off any money tasks

• Not having a clue how much money is in the bank 

• Overspending 

• Being late or missing bills altogether, or needing to catch up on months' worth of bills 

• Have problems sticking to a budget or creating one in the first place 

• Avoiding talking about money with friends or family

• Not having a clue where outstanding debt has gone 

• Not tackling debt that has gone to collections

• Having bills on autopay without having consciousness around their money 

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Indigenous People On TikTok Are Exposing The Outrageously High Grocery Prices In Indigenous Communities

In 2018, Move for Hunger reported that one in eight Americans already face food insecurity. In Indigenous communities, that rate is three to four times higher. Food deserts — residential areas with little access to groceries, especially high-quality food —  have plagued low-income communities for centuries, because of the government regulations on community food programs, and restrictions on growing crops or hunting on reservation land. Basically, Indigenous communities are not only not given access to food, but they aren't allowed to grow their own crops either. "Almost one-half of all tribal area individuals had incomes at or below 200 percent of the Federal Poverty Level (FPL). Of those, 27.8 percent lived in walking distance from a supermarket, compared with 63.6 percent of low-income individuals nationwide," according to a 2014 USDA survey.

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15 US Cities Where A Two-Bedroom Apartment Is Actually Cheaper Than A One-Bedroom

Here are 15 US cities where you can actually save by upgrading to a two-bedroom:

Average rents are based on data collected from July 2020 to July 2021.

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11 Ways I've Saved On Groceries That Have Nothing To Do With Lists

Because I'm someone who tends to buy waaay too much during trips to the grocery market (10 jars of pickled beets might come in handy, right?), about one week a month I go on what I call a "cook what I have in my pantry" challenge. 

I take a peek at what's creeping in my kitchen and make do. My friend Sarah, who is the queen of making borderline-bougie meals from whatever ingredients she has in her kitchen, gave me this idea.

Sadly, this hardly feels like a challenge because, by month's end, I usually still have quite a bit of food left. It also can be fun coming up with dishes with whatever's in your fridge and pantry. While what I come up with is a far cry from anything notable, my "cook with what you have" culinary concoctions are edible, and sometimes even tasty. 

Pro tip: Not sure what to do with that one onion and a can of tomatoes? The Tasty app (iOS and Android) has a feature in its search menu called "What's in your kitchen?" that will suggest recipes for you based on a few items you have lying around. 

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This Woman Told Her Parents She Was A Stripper Through A PowerPoint Presentation, And It Started A Conversation About Familial Support

"There is nothing my children do or don’t do that would take away my love and acceptance of them."

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People Who Have Pierced Their Private Parts Are Revealing The Secret Things Most People Don't Know About Having One

—chloebanks

"Here’s what you need to know: Yes, it really does hurt but I felt like it didn’t hurt as badly as everyone makes it seem. (Disclosure, I do have a pretty high pain tolerance.) However, the healing process is EXCRUCIATING. It takes forever — it’s been over a year for me and it’s still crusty/bloody. They are also super sensitive to pain. I have no enjoyment from nipple stimulation anymore. I actually hate when my boyfriend touches them because it’s painful and uncomfortable."

—cierrarickett

"Let me preface this by saying I have had a lot of piercings. Before piercing my nipples, I had my lower back pierced with microdermals and an industrial. Two VERY painful piercings. To this day, my nipples stand out as my most unpleasant piercing experience and remain the only piercing I will NEVER redo. The bars they put in unfortunately were too small cause they were based on my nipples when they were hard. When they got soft and flattened out the bar was too short and so it never healed and it was so painful, I didn’t even want to go back to get the bars changed. I took them out and never looked back. I also never noticed any difference in sensitivity."

—princesspeanut

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Unsubscribe From Tempting Email Lists And 22 More Genius Money-Saving Tips

21. "Whenever I have used my debit card, I go on to my banking app and transfer the change into my savings. For example if I have $212.87, I will transfer the 87 cents or $2.87 if I can afford it."

"It adds up quickly, and you don't miss it. Plus if you need it, you can transfer it back fast. I know there are various apps that do this, but I find it quicker, easier, and free to do it myself."

—unfinishedusernam

If you'd rather have your change go to your savings automatically, you can check out apps like Qapital or see if your bank offers automatic transfers like Bank of America's Keep the Change program. Or if you're interested in investing, you can set up your Acorns account to invest your change.

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I've Been Working Remotely Since 2015 — Here Are 15 Things I Wish I Knew In The Beginning

This is a hard one, and to be honest, I don't have this fully figured out either. But I'm much better than I used to be. There is always more work to do, but if you're honest with yourself, it can wait until tomorrow.

This is what works for me: Every evening, before I clock out for the day, I look at what I need to do the following day and break it into chunks of time — one hour for catching up on emails, four hours to write an article, lunch, three hours of editing time, etc. Then, I set a hard end time. 

There are, of course, certain days where starting early or working late are a necessity, but in most cases, the work can and should wait until tomorrow.

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Women Are Sharing The Fashion Items They Are Sick And Tired Of, And They Make Really Valid Points

Cold shoulder tops don't make any sense...

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Tattoo Artists Are Sharing The Wildest Tattoos They've Ever Done, And They're Equal Parts Shocking And Hilarious

6. "Usually, things I didn’t feel comfortable putting on people I would turn away. But I had a coworker who would scoop them up and do the tattoo for them. One was a girl who had just turned 18. She wanted a chain around her waist with a lock hanging down, just above her vagina, and the words 'property of Dave.'"

"First off, she was 18, so I figured the relationship probably wasn’t going to last, so I wouldn’t do it for that reason. Then, come to find out, her boyfriend had just been sentenced to life in prison. The girl was making a terrible, emotional mistake. I refused, but my coworker did the tattoo."

–u/ChampChains

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People Are Sharing The Wildest MLM Pitches They've Seen, And My Jaw Is On The Floor

Have you been approached by an MLM seller in a way that made you feel really uncomfortable? Share your story in the comments.

And for more stories about life and money, check out the rest of our personal finance posts. 

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This Woman Is Challenging Anyone Who Says Plus-Size Bodies Shouldn't Wear Form-Fitting Clothes, And It's Going Viral

If you'd like to keep up with Phaith and see more of her videos, you can follow her on TikTok and Instagram.

TikTok videos not playing for you? You might need to change the settings on your device — here's how.

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11 Ways Remote Workers Can Stand Out And Ask For A Raise

Have you negotiated for a raise while working remotely? Share your best tips for getting more money in the comments!

And for more stories about work and money, check out the rest of our personal finance posts. 

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10 Sneaky Ways Retailers Get You To Spend More Money

Friction is any sort of barrier that gets in the way of you making that purchase. In turn, retailers try to make it as easy as possible to get you to hit buy. This might include ponying up for a free shipping subscription — think Amazon Prime or Sephora Flash — bookmarking your favorite items, creating wish lists, saving your shopping cart, and checking out using a preloaded card. All these are cleverly devised strategies retailers use to urge you to spend in the here and now.

How to really save: Well, you can add friction on your end. Add more steps to the shopping process by clearing your shopping cart before closing out the browser window, or — yes —make it hard for you to pay. Input your credit card info manually instead of using, say, a digital wallet, PayPal, or Google Pay. 

Hit "pause" and ask yourself if you can really afford something or if you really need it. A popular tactic is a 30-day challenge. If it’s something you don’t need or can wait a little longer before buying, see if you can wait 30 days.

If that seems a bit too intense, shorten that waiting period to 14 days or a week. Chances are you might have second thoughts. And that “me want now” feeling will pass. 

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We All Loved These Outfits, But You Can Only Save One For Each Of These 16 Celebs

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Which Zendaya look are you saving?

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Here Are 13 Hot Takes I Have About Weddings — Tell Me If You Agree With Them

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12. Hot Take: There are too many "wedding events" outside of the actual wedding. Engagement parties, bachelor(ette) parties, bridal showers, rehearsal dinners, welcome BBQs, post-wedding brunch parties... it's gotten out of control.

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Dry Shampoo Has Been Been Very Hit-Or-Miss With My Hair — So I Tried 6 Popular Brands That People Swear By

Before I embarked on my quest for the best dry shampoo, I asked some hair experts for their best tips for preserving hair in between washes and after workouts with the help of dry shampoo.

Kerry Yates of Colour Collective, a hair expert and trichologist, suggests using a silk scrunchie during workouts so that you're not pulling back your hair too tightly. 

Yates also recommends setting the dry shampoo with a cool blast from your hairdryer. "[With the scrunchie], loosely pull your hair back at the nape to keep it off your face during a workout," said Yates. "After working out, lightly spritz your favorite dry shampoo and then do a quick dry followed by a cold hit to smooth out any stubborn spots."

Devin Toth, a hairstylist at Salon SCK in NYC, says his clients use dry shampoo in various ways — and all of them can work well. "Some love to use dry shampoo before their workout, or right before they leave their house on a hot, humid day," Toth said. "Another client sometimes uses it at night before she goes to bed, so it doesn't appear as white the next day."

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